Introducing Pennies+: Budget Together with Your Whole Household

Estimated reading time: 6 minutes

Key Takeaways

• Pennies+ is a brand-new app: the next generation of Pennies, built for budgeting together.
• Shared budgets are the headline feature: invite up to six people per budget by email, and everyone sees what’s left in real time.
• The Pennies DNA is intact, including payday budget cycles, rollover, daily spending targets, transfers, and the classic number pad.
• One Household Plan subscription covers every budget you own; the people you invite join free.
• Pennies Classic isn’t going anywhere, and Pennies+ can import your Classic budgets and history in one tap.

Table of Contents

• Why Pennies+?
• Budget Together, Finally
• The Pennies DNA, Intact
• Moving from Pennies Classic
• One Subscription for the Whole Household
• When Can I Get It?

Why Pennies+?

For over a decade, Pennies has done one thing exceptionally well: it shows you what’s left to spend, in one glance, without spreadsheets or bank logins. But the single most requested feature over all those years has been the one thing the original app was never designed for: budgeting with another person.

We wrote recently about budgeting as a couple, and the honest advice at the time was a workaround: keep shared budgets on one partner’s phone and sync up at a weekly money date. That works, but it shouldn’t have to be a workaround. Money is shared; budgets should be too.

So we built Pennies+, a new app designed around shared budgets from day one.

Budget Together, Finally

Here’s how sharing works in Pennies+:

• Invite by email. Send an invite from inside the app; your partner, family member, or flatmate taps the link (or enters an invite code) and they’re in. Each budget supports up to six seats.
• Everyone sees the same number. When anyone logs an expense, the budget updates for the whole group. No more “wait, how much did you spend?” conversations.
• See who spent what. Every expense shows who added it, so the history is clear without anyone having to ask.
• You control access. Budget owners decide who can add and edit expenses and who can simply view. Removing someone takes a tap.

Share the grocery budget with your partner, the household budget with the whole family, or a trip budget with friends. Personal budgets stay personal: you choose what to share, budget by budget.

The Pennies DNA, Intact

Pennies+ is new, but it’s unmistakably Pennies:

• Budget cycles that match real life: weekly, monthly, yearly, one-off, and a full set of payday schedules including bi-weekly, four-weekly, and semi-monthly. If you’ve read our guide on weekly vs monthly budgeting, you know why this matters.
• Rollover, so leftover money can carry into the next period, or not; your choice per budget.
• Daily spending targets and the signature swipe between “today” and “whole period” views.
• Budgets on your Home Screen: widgets in three sizes show one or more budgets at a glance.
• Transfers between budgets, multiple currencies, and the classic Pennies number pad for two-tap expense entry.
• Works when your connection doesn’t: expenses you log offline are queued and sync automatically once you’re back online.

Moving from Pennies Classic

Two things matter here. First: Pennies Classic isn’t going anywhere. If the original app is working for you, keep using it; it stays on the App Store and on your phone.

Second: when you’re ready to try Pennies+, you won’t start from zero. Pennies+ imports your Classic budgets and expense history in one tap, directly on your device. Your years of data come with you.

One Subscription for the Whole Household

Pennies+ uses a model we think is fair for shared budgeting: the Household Plan. One subscription covers every budget you own, and everyone you invite joins free. Your partner doesn’t need to pay to log groceries; your kids don’t need accounts with payment methods. One plan, the whole household budgets together.

When Can I Get It?

Pennies+ is in the final stretch of development and coming soon to the App Store. We’re polishing the last details and putting it through review.

Until then:

• Keep an eye on this blog and the Pennies homepage; the launch announcement will land here first.
• New to Pennies? Download Pennies Classic today; your budgets and history will carry straight into Pennies+ when it arrives.

We can’t wait to see what your household does with it.

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