Your money.

Made simple.

Pennies is the award winning app for managing your personal budgets & spending money on the go.

Pennies for iPhone - A super simple, personal money budget manager app

Super Simple. Super Quick.

Clever and fun to use. Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, you get more to spend tomorrow.

Stay Healthy. And Have Fun.

Pennies is friendly, bold and unbelievably easy to use. Should you spend or should you save? The answer has never been so simple. Pennies shows your spending health with bold colours, helping you slow down or speed up to keep you on track.

Pennies showing spending health in bold colours

All Your Budgets. And More.

Have as many budgets as you need and track them how you want. Taking a trip somewhere, or refurbishing your home? Give it its own budget, in whichever currency it should be in, and move money between budgets with a single tap when plans change.

Several budgets tracked side by side in Pennies

Easy Setup for any Budget

Weekly, bi-weekly, twice-monthly, monthly, custom and one-off budgets, each starting on whatever day you want. Get paid on the 25th? Start there. Paid every second Friday? That works too. However you spend and earn, Pennies has you covered.

Setting up a weekly, monthly or payday budget in Pennies

Your History. No Charts.

Pennies does away with complex charts, tags, diagrams and breakdowns. See the health of your spending history in one clean overview, so you can understand at a glance how well you are doing.

And nobody logs every coffee the moment they buy it. Add and edit expenses against previous dates and earlier budget periods, and what you have to spend today is quietly recalculated.

The Pennies spending history, with no charts

On Your Wrist. Wherever You Go.

With its beautifully simple Apple Watch extension, Pennies helps you keep track of your money at the flick of your wrist.

Budgets

Keep all your beautifully displayed budgets right on your wrist

History

View all your latest expenses and see what you've spent today

Glance

Quickly see your favourite budgets at a glance

One Download. All Your Devices.

Pennies works seamlessly on your iPhone, iPad and Apple Watch. Just download it once from the App Store and it will automatically install on all your devices and sync your budgets for you.

The Pennies iPhone app allows you to track multiple personal budgets

No Account. No Bank Connection.

Pennies asks nothing of you. There is no sign up, no email address and nothing to connect to your bank. You enter what you spend, and that is the whole deal. It has not changed in over a decade.

Your budgets still back up and follow you between your iPhone, iPad and Apple Watch, because they sync through your own iCloud rather than through an account with us.

Need more than one person in the budget? That is what Pennies+ is for, and it does ask you to sign in.

Ten Years In. Still Simple.

Pennies won Apple’s Editors’ Choice award and has collected thousands of five star reviews from people who have budgeted with it for years. It has been on the App Store for over a decade and it still does the one thing it set out to do: tell you what you have left to spend today.

What are you waiting for?

That's right, what are you waiting for? You've come this far, read all the way to the bottom of the page. The only thing left to do is to get yourself over to the App Store and download Pennies today 🤗

Sharing money with someone? Pennies+ puts your whole household in one budget.